Helping patients find positive health outcomes when it comes to their vision is a rewarding benefit of your profession. You also likely enjoy a good income that ranges from $60,000 to $120,000 per year depending on a number of factors. Of course, you’ll need that income to pay for your home, your cars, even your children’s education. You may even need it to support your optometrist practice. What would happen if the worst occurred, and you weren’t able to work, though? That income would disappear. Optometrist disability insurance offers security against this outcome.
Disability and You
You might not think it, but you’re at a significant risk of experiencing a disability. If you’re around the age of 40, you automatically have a 21% chance of being disabled for at least three weeks before you turn 65. Now, add to that health factors, lifestyle factors, and predispositions, and you begin to see the real situation. The good news is that optometrist disability insurance can help mitigate those risks.
What Is Optometrist Disability Insurance?
Disability insurance is a safety net. It ensures that if you’re out of work for weeks or months, you will be protected. After a specified period of time, your insurance policy will begin paying you a percentage of your monthly income. You can use that money to meet any sort of financial obligation you might have, whether that’s catching up on your mortgage payments, or paying your practice’s employees.
The challenge with optometrist disability insurance is finding the right insurer and the right policy for your needs. We can help here. We specialize in helping medical professionals like you find the right disability insurance policy to fit your unique need. We work with you to understand not just the insurer options, but also your options in coverage terms and other considerations.
Ready to get the protection and peace of mind you need? Call us today at 1-877-221-6198 or use the contact form on this page to get in touch with us.