Welders are highly sought-after professionals with a myriad of potential job options in many different industries, ranging from automotive to construction, and everything in between. As a welder, you likely enjoy a salary that falls between $26,000 and $71,000 per year.
Out of that, you must cover your family’s financial obligations, like your mortgage payment and car payment, and you may have business-related costs, too, if you own your own company. Those ongoing financial burdens mean that even a little time out of work could be detrimental. Welder disability insurance can make that burden easier to bear.
Disability and Your Future
Let’s be clear – disability can strike anyone, at any time. Chances are good that you automatically think of disabilities due to a physical injury. Those do happen, but the leading causes of disabilities in the US are health conditions. Heart disease and arthritis, cancer and the like far outpace injury-related disabilities.
In addition, unlike physical injuries, there are no safety steps you can take to guarantee that you won’t be affected by a medical condition. Cancer, after all, doesn’t play favorites. Welder disability insurance can provide you with a layer of protection if your find yourself out of work due to a medical/health related disability.
How the Process Works
With welder disability insurance, you’ll receive payments from your insurer, based on your average annual income, after you miss a specific amount of work due to a qualifying disability. However, it’s not quite that simple. You will find that some insurers have very different definitions of what a disability is. Others might require you to be out of work for a longer period before your benefits kick in.
As such, it is vital that you make an accurate comparison between your options. We help you compare the offerings of top-rated US insurance companies, including coverage areas and amounts, insurance rates, and more. Call us today to get started – dial 1-877-221-6198 or use the form on this page.