As a thoracic surgeon, disability insurance might not be something you think about very often. However, it should be. It’s the only way to protect your family’s financial stability and ensure that you can meet your obligations should you find yourself unable to work.
The Case for Thoracic Surgeon Disability Insurance
As a thoracic surgeon, you probably earn somewhere between $68,000 and $360,000 per year. That income forms a significant portion of your family’s ability to meet its financial obligation. It helps pay for your school loans. It helps pay for your mortgage. It helps pay for your children’s education, and your car payments. What would you do if that income were suddenly gone? Where would you be if you no longer earned that much money, or any money, for that matter?
Thoracic surgeon disability insurance provides you with a safety net in situations just like these. It ensures that no matter how bleak things might look, you have the ability to meet your financial obligations.
Disabilities and You
Most of us don’t think we’ll be struck by a disability. Sadly, that’s often not the case. In fact, if you’re age 40 or older, there’s a one in five chance that by the time you’re 65, you’ll have experienced at least one disability lasting a minimum of three weeks. Those aren’t odds to gamble with, nor is your family’s financial future something to leave to chance.
Disabilities take many forms. Some of the most common include cancer, heart disease, and back injuries, but there are many others. These occur outside the workplace, meaning that worker’s compensation does not cover your lost wages. Health insurance also does not cover time out of work. Thoracic surgeon disability insurance is the only way to protect your ability to enjoy the quality of life to which you’re accustomed.
We can help you compare insurers, insurance rates, and more. Contact us today at 1-877-221-6198 to learn more, or use the contact form on this page.