Surgeons have very high incomes that may be difficult to replace with standard disability insurance policies that are available to most working professionals. In addition, surgeons often have higher expenses.
As a surgeon, you must pay for your own education, and chances are good that you’re also paying for your children’s tuition at a high-quality school, and want to provide your family with the highest quality of life possible. With an average salary falling between $250,000 and $400,000 per year, surgeons need to protect their earning ability. Surgeon disability insurance can help you do this.
Disabilities and You
Most of us don’t put a lot of stock in the idea that we could become disabled, but the fact is that nearly a third of the American workforce will find themselves unable to work at some point before retirement age. Those are long odds, and it does not make sense to gamble with your financial future. Heart disease, cancer, back injuries, diabetes, and accidents outside the workplace are just a few of the risks here. Surgeon disability insurance can help mitigate the situation.
How Disability Insurance Works
Disability insurance for surgeons works like any other type of disability insurance. If you are out of work for a specific period of time, your disability policy will kick in after you have met the provisions of your policy. It will pay you a percentage of your average monthly income, and you can use that money to pay for whatever it is that you need, from medical school bills to your home mortgage.
Of course, the most difficult part of the process is finding the right disability insurance policy, but we can help. We’ll help you compare surgeon disability insurance quotes, coverage areas, coverage amounts, insurance providers, and more. We have years of experience working with high-income medical professionals, and we want to ensure that you’re able to enjoy the protection and peace of mind that you deserve.
Ready to learn more or to start the comparison process? Call us today at 1-877-221-6198 or use the form on this page.