Professional athletes in the US can earn a substantial salary. The average is between $120,000 and $2,225,000 per year. That salary is used to support you in your career, but also to meet your family’s financial obligations. The higher your salary, the greater your financial burden, as well.

Chances are good that you experience high monthly expenses – you have a large mortgage, two or more car payments, tuition payments for your children, and more. What happens if you’re unable to play your sport, and find yourself unable to earn your salary? Professional athlete disability insurance can make that prospect easier to handle.

If You’re Disabled and Unable to Work

What happens if you find yourself disabled and unable to work? Where will you turn to help your family make it through? You can drain your savings, but where will that leave you? Perhaps you don’t believe that a disability is likely to occur, so you don’t need to worry about professional athlete disability insurance.

Sadly, up to one-third of all Americans will experience a disability before they reach retirement age, and being a professional athlete does not change your odds. If anything, you’re at an increased risk because not only do you face threats from medical conditions like cancer and heart disease, but you are at risk for physical injuries from playing your sport.

If you find yourself disabled for a period of time, your income dries up. What will you do to meet your financial obligations? If you have professional athlete disability insurance, you don’t have to worry, as your insurer will pay you a percentage of your average monthly income while you’re disabled, ensuring that you can meet those financial obligations easily.

The real issue here is choosing the right insurance plan. Disability insurance policies can vary drastically, and it’s crucial that you make an informed decision. We can help. Call us today at 1-877-221-6198 and we’ll help you compare your disability coverage options, insurer choices and more. You can also use the form on this page to reach out.