As an obstetrician you help your patients in a range of ways, from pregnancy and childbirth to preparing for life after menopause. However, who will help you should you face being out of work due to a disability? Your income is responsible for not just supporting your medical practice, but for ensuring that your family enjoys a certain quality of life. Protecting that quality of life with obstetrician disability insurance is a smart decision.
The Chance of Disability
No one really wants to contemplate the fact that they are just as frail and easily damaged as anyone else. It is the truth, though. Even medical professionals can become victims of serious health conditions with wide-ranging implications that can include short and even long-term disability. For instance, the complications from diabetes, or the ramifications of a stroke could leave you unable to work. In fact, there’s a one in five chance that you’ll experience a disability lasting three weeks or longer by the time you turn 65.
What would you and your family do about the loss of your income in this case? Obstetrician disability insurance can help provide the protection and peace of mind that you need.
The Role of Obstetrician Disability Insurance
Disability insurance is about finding peace of mind and helping to ensure financial stability should the worst happen. Other types of insurance do nothing in this instance. Health insurance will cover your medical bills, but it will not supplement or replace your income, for example. Only disability insurance can protect your financial health and stability.
As an obstetrician, you earn between $70,000 and $290,000 per year. Imagine if that amount were halved. Imagine if it disappeared entirely. What would happen to your mortgage? Your car loan payments? Your student loan payments? Your children’s tuition?
Obstetrician disability insurance is a vital consideration – we can help you compare your options and make an informed decision. We work with leading insurers across the country, and have years of experience in helping our clients find the ideal solution to protect their quality of life. Use the form below, or call us at 1-877-221-6198 to learn more.