If you’re a nurse practitioner and are responsible for some or all of the monthly expenses of your home, you should consider purchasing a personal disability insurance policy. Nurse practitioner disability insurance is designed to provide a safety net in the event you become disabled.
As a nurse practitioner, you probably make between $60,000 and $140,000 per year or more. You may have significant ongoing monthly expenses as well, such as paying for your education and training, possibly a home mortgage, and maybe even the cost of private school for your kids. Protecting your financial stability makes a lot of sense, particularly when the economy is unpredictable.
Why Does a Nurse Practitioner need disability insurance?
Isn’t that what worker’s compensation is designed to do? In a sense, yes, but worker’s comp only applies if you’re injured on the job. What happens if you are injured elsewhere? Your health insurance doesn’t provide any coverage for lost income. Your auto insurance doesn’t give you a supplemental source of income if you’re injured and unable to work.
That leaves you with little to no protection in the event that you’re not able to work for a period of time, while your bills pile up and your obligations go unmet.
What Can We Help You Do?
When you turn to us for help with nurse practitioner disability insurance, we go to work on your behalf immediately. We have years of experience in this area, and we can quickly help you find the coverage that you need for financial stability and peace of mind. With us, you can:
- You’ll be able to review rates from some of the leading providers of individual disability insurance.
- Get quotes from all major insurers in the US that currently offer insurance products in your specific geographic area.
- Learn more about your options when it comes to nurse practitioner disability insurance and how it can benefit you in the event that you’re injured and unable to work.
The Chance of Being Injured
Think that you’re not at risk for being injured and unable to work because you’re not in a high-risk industry for injuries? That’s not the case. In fact, you’ll find that back injuries, cancer, heart disease, and other illnesses are actually responsible for most long-term disability cases. In fact, if you are age 40 or older, your chances of experiencing a disability prior to age 65 that lasts three months or greater are 21%. That’s just a one in five chance – high odds on which to be gambling with your life and your family’s financial stability.
Let our experts guide you to the right disability insurance product for your specific needs. Give us a call at 1-877-221-6198 or use the form on the right to request a quote, get answers to your questions, and find the right policy.