As a jeweler, you’re much more than a mere shop owner. You have a direct hand in the creations your customers purchase. You also earn a significant amount per year. Depending on your skill, education and location, you might earn between $24,000 and $63,000 annually. That money is vital for ensuring that your family is able to meet its financial obligations. You have a mortgage to pay, car loans to pay, tuition costs for your children, and a great deal more. What happens to those obligations if you’re forced out of work and unable to earn any money for a time? Jeweler disability insurance can limit the fallout of this situation.
The Potential for a Life-Altering Disability
None of us wants to believe that we can be affected by a disability, but the truth is that we’re all susceptible. In fact, if you’re near the age of 40, there’s a 21% chance that you’ll experience a disability that lasts at least three weeks by the time you reach 65. That’s based on nothing but age. Throw in factors related to lifestyle, predisposition and the like, and your risks rise dramatically. The truth is that roughly a third of all working Americans will be disabled before they can retire.
How Disability Insurance Can Help
So, if there’s little you can do about becoming disabled in the first place, how might jeweler disability insurance benefit you? Simply put, it provides you with financial support when you’re not able to work, reducing the chance that you’ll need to pull from your savings, or that you will fall behind on your bills. Your insurance policy will pay you a percentage of your average monthly income during qualifying disabilities, and that money can be used for whatever you need.
The real issue here is that it can be very difficult to compare your options when it comes to jeweler disability insurance policies. We can help simplify the process and allow you to compare disability insurance quotes, coverage areas and policies to make an informed decision.
We invite you to get in touch with us today by calling 1-877-221-6198 or by using the contact form on this page.