If you’re a gastroenterologist, chances are good that you earn a good living. In the US, the average falls between $75,000 per year and $380,000 per year depending on where you work and your experience level. That income definitely goes to support your family and their quality of life, but it may also be needed to support your practice and ensure that your medical office staff are paid on time. What would happen if you were unable to work for several weeks or even several months, though? Gastroenterologist disability insurance can help to offset that chance.
The Potential for Disabilities
It’s natural to think that you won’t be affected by a disability, but the truth is that most of us are at a significant risk for developing at least one. In fact, there’s a one in five chance that you’ll be disabled for at least three weeks by the time you turn 65 if you’re near the age of 40 right now. What’s more, that statistic does not account for lifestyle or health factors that might increase your risk of being disabled.
How to Protect Yourself
Obviously, protecting yourself from the ramifications of being without pay is important. How do you do that? Gastroenterologist disability insurance gives you the means to ensure you have access to an ongoing stream of income even if you’re unable to work. Disability insurance provides you with payments based on your average monthly income when you’re disabled and unable to work, ensuring that you have the money needed to meet your financial obligations.
Choosing Your Path
The most difficult element with gastroenterologist disability insurance is choosing the right insurer and the right policy coverage. We can help here. We have spent years working with medical professionals just like you to find the ideal disability insurance for their needs, budget and goals, and we can do the same for you. To learn more, call us today at 1-877-221-6198 or use the form on this page.