Factories across the country allow manufacturers to create products that consumers and businesses want and need. As a factory worker, you probably enjoy a salary that falls between $20,000 and $55,000, depending on experience and the actual industry in which you work. Out of that money, you have to meet a number of ongoing financial obligations – your house payment, your car payment, and the like. How bad would your financial situation become if you were unable to work for several weeks or even months? Factory worker disability insurance can give you peace of mind.
Disability and Factory Workers
For most people in America, the word disability usually equates to a condition created by a physical injury. While that does happen from time to time, it’s not as common as you might think. In fact, most disabilities in the US are caused by medical conditions. For instance, cancer and arthritis are two of the leading medical conditions that lead to disabilities and time lost from work. You cannot defend against those – you can only endure through them.
However, factory worker disability insurance can provide a safety net should you find yourself afflicted with a painful, debilitating medical condition, or even if you’re injured and not eligible for coverage through workers’ compensation.
How Does Factory Worker Disability Insurance Work?
Your factory worker disability insurance policy will come into play after you have experienced a qualifying disability and have missed a minimum amount of time at work. Once this occurs, your insurer will begin making payments based on your average monthly income. You can then use that money to meet whatever financial needs you might have.
While the process is simple, finding the right disability insurance policy is not. We can help you compare disability insurance rates from top-rated insurers in the US, compare your options in coverage areas and disability definitions, and a great deal more. We invite you to call us today at 1-877-221-6198 or use the form to the right to get in touch with us.