As a dock worker, you might play a central role in the global shipping industry, or within your community’s fishing industry. You likely earn an income that falls between $24,000 and $56,000 per year, and out of that income, you will need to meet quite a wide range of obligations. You likely have a mortgage payment or rent each month, as well as a car payment or two, utility costs and more. How will you handle those obligations if you become ill or injured and unable to work? Dock worker disability insurance can provide you with peace of mind.
Your Risks for Disability
Up to one-third of all working Americans will experience at least one disability that leaves them unable to work for a time, before they reach the age of retirement. Just being around the age of 40 gives you a one in five chance of experiencing a three-week-long disability before you reach 65, and that doesn’t account for things such as genetic predisposition, lifestyle-related conditions and the like. Dock worker disability insurance can help ensure that if you are disabled, you can still meet your financial obligations.
The Simplicity of Disability Insurance
While many types of insurance are complex, dock worker disability insurance is relatively simple. If you are forced to miss a minimum amount of work due to a qualifying disability, your insurer will pay you based on your average annual income. You can use that income for anything you need, providing you with significant peace of mind.
With that being said, finding the right dock worker disability insurance is easier said than done. This is because you need to make a detailed comparison of your options before you purchase an insurance policy. We can help make that comparison simpler and easier. We give you quotes from leading US insurers, explain your options in coverage, and help you compare disability insurance rates.
Ready to move forward? Get in touch with us today by calling 1-877-221-6198. You can also use the form on this page to get a free quote.