Do disability insurance companies charge higher premiums to cigarette smokers versus the rates they offer to non-smokers? Yes, although you might be surprised to find out that smokers disability insurance policy rates are not all that higher than rates for non-smokers.

One of the factors disability insurance providers consider in setting premiums for disability insurance is your risk of future illness. Smoking is the cause of many illnesses which would lead to a disability insurance claim, so smoking will typically increase your disability insurance rates.

Jeff Pennington can show you smokers disability insurance quotes from all of the leading companies, and help you find the best rates for your situation.

Call Jeff Pennington today at 1-877-221-6198 and let him help you make the best choice for your disability insurance policy. It helps to have an expert on your side to get the best rates and policy available from the right insurance provider.