Architects, engineers, and attorneys are highly-educated professionals who perform essential services for their clients. They also earn a high income – if you fall into one of those three categories, chances are good that your income is largely responsible for paying your family’s financial obligations. You may also have business-related expenses that come out of it. Protecting that income is a vital consideration – you should consider disability insurance for architects, engineers and attorneys, and possibly a business overhead expense policy if you own your own firm.
Rising Disability Types
When you think about disabilities, chances are good that you think about physical injuries that require time to treat and heal. Those still occur, but most Americans will not experience such an injury. Instead, the one-third of Americans who will eventually experience a disability are increasingly at risk for frightening medical conditions. Heart disease, diabetes and cancer are all on the rise, and there is little that can be done to reduce your risk level. Disability insurance for architects, engineers, and attorneys can provide you with a layer of financial protection.
How Your Disability Policy Works
Once you purchase a disability policy and experience a qualifying disability, your insurer will pay you. You’ll receive payments based on your actual average annual income, and that money can be used for anything you need.
There’s more to it, though. Many insurers have very different definitions of what a qualifying disability is, which will affect the protection you enjoy. You’ll also find that some insurers offer additional protection options, and that the rates you pay can vary greatly.
We can work with you to help ensure you arrive at an accurate, informed, well-considered decision. We’ve spent years working with high-income professionals to understand their needs, and then match them with quotes on disability insurance for architects, engineers, and attorneys from top-rated insurance companies in the US.
Call us today at 1-877-221-6198 or use the form to the right to start the quote process.