As a copywriter, chances are good that you enjoy a decent salary in exchange for your expertise. The average salary for a copywriter in the US falls somewhere between $27,000 and $56,000 per year depending on your experience and specialty, and that money plays a central role in ensuring that your family can meet its financial obligations. However, if you were ill or injured and unable to work, what would happen? Copywriter disability insurance can help ensure that doesn’t happen.
Do You Really Need Disability Insurance?
Not convinced that copywriter disability insurance is important for you and your family? If you were injured or sick and unable to work for a period of time, what would the impact on your family be? How would you pay your mortgage payment? How would you pay for your children’s education, or your car payments?
It’s also important to understand that you run a much higher risk of disability than you might imagine. Most people equate disability with danger in the workplace, but the truth is that most disabilities stem from medical conditions that can affect anyone, of any age, at any time. For instance, cancer and arthritis can affect you in dramatic ways, and are not tied to your occupation. Copywriter disability insurance can ensure that these conditions do not have a negative effect on your family’s financial future.
How It Works
So, how does copywriter disability insurance work? It’s actually pretty easy to understand. Your policy will kick in when you have been out of work for a specified period of time due to a qualifying disability. You’ll then receive a percentage of your average monthly income, which can be used for anything you need.
Of course, it’s more complicated than that. Not all insurers have the same definition of disability. Not all insurers offer the same percentage of your average monthly pay. You need to make an informed comparison and then choose the right option for your needs. We can help. Call us today at 1-877-221-6198 or use the form on this page.