As a consultant, you provide professional, high-quality services to your clients. In return, you likely bring in somewhere between $50,000 and $175,000 per year depending on your field of expertise. From that amount, you must deduct family expenses like your mortgage and insurance, auto payments and tuition for your children’s school. You also have business costs, licensure expenses, ongoing education costs, and more to deal with. Just a short time of being unable to work could spell serious trouble, but consultant disability insurance can protect you.
Your Chance of Disability
For most working professionals, the potential to experience a disability seems relatively low. Sadly, that’s not the case. The reality is that up to one-third of American workers will experience a disability before they reach retirement. That’s a significant number, and you could be counted among them. Do you have a plan to protect yourself and your family’s financial standing in that instance? Consultant disability insurance can help.
How Does Disability Insurance Work?
Understanding how consultant disability insurance works is an important first step toward gaining the protection you and your family need. Once you experience a disability and miss a specified amount of time, your insurer will begin paying you. These payments are all based on your actual earnings, and can be used for anything you need, from making your car payment to paying for your children’s education.
The issue you’ll encounter is this – it can be hard to make an informed choice when buying consultant disability insurance. This is because insurers, insurance coverage, disability rates, and even covered items can vary dramatically. You need to make an accurate comparison of your options before buying a policy, and that’s where we come in. We have years of experience in helping professionals like you find the protection they need for peace of mind and security.
We invite you to contact us today by calling 1-877-221-6198 or by using the form on this page.