Chemists can enjoy rewarding careers in an incredibly wide range of industries and areas, from research and development in pharmaceuticals to work in the cosmetics industry, and a great deal more. Depending on where you work, your education and any specializations, you’ll earn a salary that ranges from $32,000 to $67,000 per year, as well.
Chances are good that this salary is a large component in your ability to meet your ongoing financial obligations, such as school loans, mortgage payments, car loan payments and more. If you were to be disabled and unable to work for weeks or even months at a time, it could spell financial disaster. Chemist disability insurance ensures that this does not happen to you.
What Is Chemist Disability Insurance?
Chemist disability insurance is exactly what it sounds like – a specialized type of insurance that is designed to activate if you experience a qualifying disability that causes you to miss work and impacts your financial stability. In this instance, the insurer would pay you a preset amount based on a percentage of your annual income. That money is then yours to use as you need to, whether that’s paying your utility bills, paying your car loan, or making your monthly mortgage payment.
What Disabilities Should You Worry About?
When it comes to disabilities, most of us like to think that we’re largely immune. That’s not the case. In addition to injuries that occur during everyday activities like mowing the lawn or just walking down your stairs, you also have diseases and medical conditions like heart disease, diabetes and cancer. These can all impact your ability to work and earn an income to meet your financial obligations. Chemist disability insurance helps ensure that does not occur.
Finding the right policy is where most people struggle. We can help, though. We’ll help you obtain quotes from the leading insurance companies in the US, and then compare them to ensure that you get the best possible protection available.
Ready to get started? Call us today at 1-877-221-6198 or use the form on this page.