Bus drivers help travelers get from one place to another, and play a critical role in our transportation network. As a bus driver, you likely earn between $20,000 and $57,000 per year. That money is essential for paying for your family’s financial obligations – your home mortgage payment, your car payments, your health insurance costs and the like. However, what would happen to your financial situation if you weren’t able to work for several weeks? What about several months? Bus driver disability insurance can help to offset those challenges.
Will You Be Disabled?
While there is no way to predict who will experience a disability and who will not, the fact is that many people do. In truth, up to one-third of US workers will experience a disability before they reach retirement age. You actually have a 21% chance of experiencing a three-week long disability (or longer) before reaching the age of 65 just by being at or around the age of 40 right now. It makes a lot of sense to protect yourself against that threat by purchasing bus driver disability insurance.
Understanding How It Works
Knowing how your disability insurance policy works is important. Thankfully, it’s not that complicated. You’ll first need to purchase a policy from an insurer, and then develop a qualifying disability (a condition that meets your insurer’s definition of “disability”). Then, that disability needs to force you out of work for a preset period of time. Once that occurs, your insurer will begin paying you based on your average monthly income, and you can use the money to meet your financial obligations.
With that being said, you do need to make sure you’ve chosen the right bus driver disability insurance policy, and that you’re working with the ideal insurer. That requires an in-depth comparison that most people find difficult to make. We can help. We allow you to compare disability insurance quotes from leading US insurers, as well as insurance rates, coverage areas and more.
Ready to get started? Call 1-877-221-6198 or use the form on the right of this page to get in touch with us.