As a broker, you can enjoy a professionally rewarding and personally fulfilling career. Chances are that your income falls somewhere between $30,000 and $210,000 per year, depending on your role within a brokerage, or if you strike out as an independent broker. You’ll use that income to meet your financial commitments.
You have a house payment. You have car payments. You have tuition payments and probably student debt of your own. You have credit card payments and the like. However, if you become disabled and cannot work, you won’t be able to meet those commitments. Investing in broker disability insurance can provide the protection you need.
Why Insurance Is Necessary
You have a wide range of insurance products already, so why do you need to pay for another? Simply put, no other insurance coverage you have will provide you with protection if you are unable to work and earn an income. Only broker disability insurance will provide you with payments based on your actual income that can be used to pay your bills if you’re unable to work.
Will you become disabled, though? While it’s hoped that you will not, there’s a good chance that you will. If you’re near 40 years old right now, you actually have a one in five chance of being disabled for at least three weeks before you reach 65. In fact, one in three Americans will become disabled before they can retire. If you find yourself among their ranks, you need the protection offered by broker disability insurance.
With all of that being said, it can be complicated to choose the right disability insurance policy. Insurance companies, disability definitions, coverage areas and amounts, disability insurance rates – these all vary greatly. You need to make an informed, educated decision based on factual information.
We can help. We work with you to obtain quotes from leading US insurers, and then compare your options. We can even provide you with guidance and advice to help choose the policy that best fits your needs.
We look forward to serving you – call us today at 1-877-221-6198, or use the form to the right to request a free quote.